Bank holidays October 2025: As the Diwali festive week begins, several banks across India will remain closed from October 20 to October 23, as per the latest schedule issued by the Reserve Bank of India (RBI). The bank holidays October 2025 list covers key festivals like Laxmi Pujan, Deepawali, Govardhan Puja, and Bhai Dooj, varying by state and region.
Despite the closures, customers can continue accessing banking services through UPI, internet banking, ATMs, and mobile apps, which will operate uninterrupted throughout the festive period.
Bank holidays October 2025 : Banks Closed Today, October 20, in Major Indian Cities
Today, October 20, banks are closed in several major cities including Ahmedabad, Bengaluru, Bhopal, Chennai, Chandigarh, Kolkata, Lucknow, New Delhi, Jaipur, Guwahati, Hyderabad, and Kochi.
These closures are in observance of Diwali (Deepawali) and Laxmi Pujan, among India’s most celebrated festivals symbolizing prosperity and light.
Customers are advised to plan branch visits accordingly and rely on digital payment modes such as UPI, IMPS, and NEFT for seamless transactions.
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Consecutive Bank Holidays Through October 21–23
Following today’s closures, several regions will see extended bank holidays until October 23.
- October 21 (Monday): Banks closed in Mumbai, Nagpur, Bengaluru, Gangtok, and Srinagar for Govardhan Puja and regional observances.
- October 22 (Tuesday): Closures in Ahmedabad, Jaipur, Kanpur, Dehradun, and Shimla for Deepavali Amavasya and Bhai Dooj.
- October 23 (Wednesday): Banks shut in Lucknow, Kolkata, Imphal, and Kanpur for Chitragupt Jayanti and related regional festivities.
Customers should note that RBI-regulated online banking systems like RTGS and NEFT will continue functioning. The complete RBI holiday list is available at the Reserve Bank of India official site (DoFollow External Link).
Routine and Regional Holidays: Late October Schedule
After Diwali week, banks will observe their regular weekend closures on:
- October 25 (Saturday): Fourth Saturday – banks closed nationwide.
- October 26 (Sunday): Routine weekly closure.
Later in the month:
- October 27–28: Banks closed in Bihar, Jharkhand, and West Bengal for Chhath Puja.
- October 31: Banks in Ahmedabad, Gujarat closed for Sardar Vallabhbhai Patel Jayanti.
Check the complete holiday calendar at RBI Holiday Circular 2025 (DoFollow Link).
Banking Services Remain Unaffected Online
While branch operations pause during bank holidays October 2025, customers can continue all essential services online. Digital banking channels, such as:
- UPI apps (Google Pay, PhonePe, Paytm),
- Internet Banking,
- Mobile Banking, and
- ATM Withdrawals,
will remain operational 24/7.
According to the RBI classification, holidays fall under three main types — Negotiable Instruments Act Holidays, RTGS Holidays, and Bank Account Closing Days. The exact dates vary by state and local observances.
For related financial planning advice, check My Newspaper Finance Section (Internal Link).
Summary: Upcoming Bank Holidays in October 2025
| Date | Occasion | States/Cities |
|---|---|---|
| Oct 20–23 | Diwali, Govardhan Puja, Bhai Dooj | Multiple States |
| Oct 25–26 | Fourth Saturday & Sunday | Nationwide |
| Oct 27–28 | Chhath Puja | Bihar, Jharkhand, WB |
| Oct 31 | Sardar Patel Jayanti | Gujarat |
The Diwali season often brings multiple bank holidays in October 2025, so customers are encouraged to plan ahead for cash needs, cheque clearances, and branch visits.
